Support service:
FAQ:
It is very simple! Just follow these easy steps:
1. Select your preferred loan amount using our online calculator on web and app.
2. Review the total repayment amount and the due date to ensure transparency.
3. Click the "Apply for Loan" button to fill out your online application.
4. Submit your application for an instant automated review.
5. Get your approval decision in minutes.
6. Receive the funds directly into your provided bank account.
Making your payment is simple and convenient. You can follow these easy steps:
1. Log into your Lendswap account via the app or web.
2. Select whether you want to extend your loan or make a full repayment.
3. Choose your preferred payment method (Debit Card, Bank Transfer, Pay Link, or USSD).
4. Complete the requested details and finalize the payment.
Alternative Payment Option:
Please note that you can also pay directly into the Wiam Nigeria Limited bank account using the specific payment details provided in your loan agreement.
Remember that by making your payments on time, you maintain a positive credit history, which allows you to access larger amounts and better loan conditions in the future.
Yes, you can apply for a loan due date extension to a future date on or before your current due date. If eligible, your loan term will be extended upon paying the extension interest on the active loan.
Please note that this extension option is only available before the loan becomes overdue. If you have already missed your due date, late-payment fees will apply in accordance with our terms and regulations.
If you are having difficulty repaying the loan, please contact us immediately as we may be able to offer you a payment schedule especially for your case.
We offer flexible personal loans tailored to your immediate and long-term financial needs, featuring transparent rates and no hidden charges.
• Loan Amounts: Access funds ranging from ₦3,000 up to ₦2,000,000, depending on your credit profile and repayment history.
• Flexible Tenure: Enjoy convenient repayment windows ranging from 61 to 180 days. You can choose a duration that perfectly aligns with your financial capabilities.
• 100% Digital & Paperless: Get your loan completely online without long bank queues, physical documents, collateral, or guarantors.
• Convenient Repayment: Pay back in manageable, structured installments. If you experience unexpected difficulties, you can request a loan extension before your due date, subject to applicable terms and regulations.