LendSwap
Credit rating:
750
Your limit:
NGN 1,000

Fast online loans in Nigeria!

Your express loan throughout Nigeria
up to 2,000,000 NGN.
  • Process it without leaving home
  • Register to get instant approval
  • Receive a loan directly to your personal card or bank account
  • Clear terms and full transparency
How much money do you need?
NGN 50,000
NGN 5,000NGN 50,000NGN 100,000
How long do you want to pay it?
14 days
7142128
Get money
  • Loan amount: NGN 50,000
  • Payment date: 17/07/2025
  • Total to pay: NGN 66,450

How it works

Register on the site

Registration and submission
of the application for a loan will take
no more than 3 minutes

Get approved

We will check the data and give an answer in less than 1 minute

Get money

By card, cash or to your bank account

Зарегистрируйтесь на сайте

Register on the site

Registration and submission
of the application for a loan will take
no more than 3 minutes

Получите одобрение

Get approved

We will check the data and give an answer in less than 1 minute

Получите деньги

Get money

By card, cash or to your bank account

What loans do we issue?

Short term
up to 30 days

up to 500 000 naira.Repayment in one payment.

We provide loans on individual terms, depending on the assessment of the client's reliability of the term of cooperation and other factors

Get money
up to 500 000 naira.
Long term
up to 365 days

Up to 2,000,000 naira.Repayment in installments.

We provide loans on individual terms, depending on the assessment of the client's reliability of the term of cooperation and other factors

Get money
Up to 2,000,000 naira.
Short term
up to 30 days

up to 500 000 naira.Repayment in one payment.

We provide loans on individual terms, depending on the assessment of the client's reliability of the term of cooperation and other factors

Get money
up to 500 000 naira.
Long term
up to 365 days

Up to 2,000,000 naira.Repayment in installments.

We provide loans on individual terms, depending on the assessment of the client's reliability of the term of cooperation and other factors

Get money
Up to 2,000,000 naira.

Take the first step

A confirmation SMS will be sent to the specified number

Getting a quick online is now even easier.
Let’s help you today!

Receive funds directly to your bank account, via an online procedure from the comfort of your home. Just what you need in times of financial emergencies.

Experiencing a delay in your income and in need of some money to cover unforeseen expenses? contact us, let’s help you today.

It is an urgent solution to your financial problems: Yes! You can pay your rent, grocery shopping or fund a medical emergency. Request your loan with our fast, online, reliable process, with fixed conditions, no extra charges and no additional interest.

At LendSwap, your loan is approved in minutes: Usually, approving a loan at a traditional bank, even with an impeccable credit history, can take weeks, but at LendSwap, We grant loans saving you these long procedures. Once you pay off your loan, you can even proceed to request a new loan. Our process is very simple, and our approval rate is considerably high at LendSwap. At LendSwap, the conditions are fixed and no daily interest accrual.

With us, you can avoid complicated calculations and unexpected payments. Yes, With LendSwap you only pay a fixed commission for issuing the loan, the amount does not change regardless of the payment term, since we set the exact cost of the loan at the time of signing the contract and you do not have to worry about excessive and unexpected payment.

Entering a phone number confirms your acceptance of the terms
Loyal customers can get loans up to 100,000 naira on individual favorable terms.

Choose how to receive

Apply for a loan

Easy to pay

Getting a loan on LendSwap is very simple and payment is fast and convenient!

When you apply for a loan, you will be informed of the total cost and the period to refund. Loans with a term of up to 30 days can be repaid in a single payment at the end of the period, or in instalments, during the term of the contract. You can schedule your payments as you see fit and whenever possible. If you are not able to pay off your loan within the fixed period, you can pay a part of it and we will extend your term. If you find yourself in a difficult situation or face unforeseen events, do not hesitate to contact us, together we will find a solution!

Now you have control of your finances. We do not charge additional fees or charges for advance payments. By paying off your loan, you will have access to even larger loan amounts with better conditions. Yes, we offer the best deals to our loyal & regular customers.

Don't miss the opportunity to be part of the exclusive LendSwap club!

We work
every day and around the clock

Our Advantages

Incredibly Fast

Registration, application, review and approval of your application takes place in a matter of minutes. Once approved, funds are credited to your account within 15 minutes of registration.

Transparency

Our processes have no hidden charges. Our loans are issued at a fixed percentage, no hidden fees or commissions, hence you pay only for the period of the loan.

High approval rate

Globally, online loans have a higher approval rate than traditional loans. At LendSwap, we take it even a notch higher, making a way for each client to get our products regardless of prevailing conditions.

Completely online

All our procedures take place online, no trips to tour office, no going to the bank, no calls or bureaucracy. All you need do is fill out the application online and we will communicate our decision.

Easy Loan Settlement

We provide a variety of loan settlement options. Payment can be made both online by bank transfers or offline over the counter.

Safety

99% of operations are computerised, hence the safety & security of your data is guaranteed. We also do not require a guarantee, neither do we bother you with calls nor do we disclose customer data.

Incredibly Fast

Registration, application, review and approval of your application takes place in a matter of minutes. Once approved, funds are credited to your account within 15 minutes of registration.

Transparency

Our processes have no hidden charges. Our loans are issued at a fixed percentage, no hidden fees or commissions, hence you pay only for the period of the loan.

High approval rate

Globally, online loans have a higher approval rate than traditional loans. At LendSwap, we take it even a notch higher, making a way for each client to get our products regardless of prevailing conditions.

Completely online

All our procedures take place online, no trips to tour office, no going to the bank, no calls or bureaucracy. All you need do is fill out the application online and we will communicate our decision.

Easy Loan Settlement

We provide a variety of loan settlement options. Payment can be made both online by bank transfers or offline over the counter.

Safety

99% of operations are computerised, hence the safety & security of your data is guaranteed. We also do not require a guarantee, neither do we bother you with calls nor do we disclose customer data.

FAQ

How can I get a loan?

It is very simple! Just perform the following steps:
- Select the amount and term you prefer with the calculator;
- Review the total to be paid and the loan payment date;
- Click on the button to fill out your loan application online;
- Once completed you will receive your application form;
- Get approval;
- Receive the money in your bank account that you registered.

How to pay?

Making your payment is very simple and you have different options.

You can pay the loan through a bank payment or online on the website in the payment section, simply enter your contract number and the amount to be paid https://lendswap.com/ng/methods

Remember that by making your payments on time, you maintain a positive credit history and this allows you to access more and better loans.

How the extend the loan terms?

If you wish to extend the term of the credit, you only need to pay the corresponding commissions and the credit will be extended for the same period for which it was initially granted. For example, if the loan was for 14 days, it will be extended for another 14 days. Please note that this option is not available if the payment has been late.

What to do if you do not have time to repay the loan?

If you are having difficulty repaying the loan, please contact us immediately as we may be able to offer you a payment schedule especially for your case.

What type of loans does LendSwap provide?

We have 2 types of loans:

- Short term (up to 30 days and 30,000 naira). A quick loan for urgent needs. This is an excellent solution for those who need to obtain a short-term loan and do not want to calculate complicated interest rates or apply for credit from a bank. LendSwap offers short-term loans at a fixed cost.
- Long term (up to 180 days and 2,000,000 nairas). Are you planning a large purchase or need a considerable sum? LendSwap offers long-term loans on favorable terms for frequent customers. Get the loan online without having to go to the bank, without documents or guarantors. Pay the loan in small, equal installments over six months, and if you can't pay it on time, simply extend the term of the loan.